Fintech
Patents for fintech companies
Protect the technical infrastructure behind payments, lending, risk, compliance and digital banking products.
Get proposals for this industryCommon challenges
- Pure business methods are excluded in many jurisdictions
- Large incumbents hold extensive patent portfolios
- Regulation drives similar solutions across competitors
Typical areas we assess
- Real-time fraud scoring
- Cross-border settlement
- Open-banking data aggregation
- Embedded finance APIs
Where we look for inventions
Transaction processing
Technical improvements in speed, reliability, reconciliation or fraud detection.
Security and identity
Authentication, tokenisation and secure messaging approaches.
Risk and compliance engines
Technical systems that automate KYC, AML or credit decisions in a novel way.
Frequently asked questions
Are business methods patentable?
On their own usually not, but a technical implementation that solves a technical problem can be. We help frame inventions accordingly.
Which markets should we file in?
It depends on where you operate, where competitors are and where you may raise funds or exit. The proposal includes a jurisdiction recommendation.
We do not guarantee that any patent will be granted. Grant decisions are made solely by the relevant patent office.
Find out what your company could patent
Start with a free, confidential assessment. No obligation until you sign a contract.